Building Financial Skills for Life

Financial Math is a practical, real-world course designed to help students develop the knowledge and skills needed to make informed financial decisions throughout their lives. Students learn how money works and gain experience managing the financial challenges they will encounter after high school, including budgeting, banking, credit, taxes, insurance, investing, and career planning.

The course uses the nationally recognized Next Gen Personal Finance (NGPF) curriculum, one of the leading personal finance education programs in the United States. Through interactive lessons, simulations, projects, and real-world scenarios, students learn financial concepts they can immediately apply to their own lives.

What Students Will Learn

Students explore topics including:

• Budgeting and money management
• Banking and financial institutions
• Credit scores and responsible borrowing
• Taxes and payroll deductions
• Insurance and risk management
• Saving and investing
• Career planning and income
• Consumer decision-making
• Entrepreneurship
• Financial goal setting

Students develop the confidence and skills needed to manage their finances responsibly and prepare for financial independence.

Real-World Learning

Financial Math focuses on practical application rather than memorization. Students participate in activities such as:

• Creating personal budgets
• Comparing financial products and services
• Analyzing paychecks and taxes
• Evaluating loans and credit options
• Exploring investment strategies
• Planning for major life expenses
• Researching careers and earning potential
• Solving real-world financial challenges

These experiences help students understand how financial decisions made today can impact their future.

Nationally Recognized Instruction

Financial Math is taught by Mr. Paul Schulz, a recipient of the Next Gen Personal Finance (NGPF) Distinguished Educator Award, recognizing his commitment to providing high-quality personal finance education and helping students develop essential financial literacy skills.

By utilizing the NGPF curriculum and resources, students receive instruction aligned with national best practices in personal finance education and gain access to engaging, relevant, and up-to-date financial learning experiences.

Why Financial Math?

Financial literacy is one of the most important life skills a student can develop. Whether students plan to attend college, enter the workforce, join the military, start a business, or pursue technical training, understanding how to manage money is critical to long-term success.

Financial Math helps students build the knowledge, confidence, and decision-making skills needed to achieve their financial goals and make informed choices throughout their lives.